Faith, family and hard work are the values instilled in David in his native Wisconsin. His father was a dental technician who owned his own dental lab and his mother owned gift and card stores. David showed an aptitude for business from an early age. He mowed lawns and did other odd jobs while he was in high school. He got a job sweeping the floor and running errands at a bank in his hometown and moved up to working as a teller. He learned business and banking from the ground floor.